In the USA, 6 million car accidents are happening every year, which is more than 16 thousand accidents per day. These accidents often lead to fatality, various physical or mental injury, and property damages. Drunk driving, reckless driving, or speeding, whatever is the reason for a car accident, it can turn your life upside down. If you are lucky enough to survive an accident, there are many matters to deal with after the accident. There are both physical and financial recoveries to consider. A competent lawyer can help you deal with your insurance claim, settlement, or even handle a lawsuit. Although it might seem a far-fetched idea that anything like that will happen in our life, it is better to be prepared for the aftermath. Here we have explained how a lawyer can help you deal after a car accident.
Why You Should Hire a Lawyer after a Car Accident
If you are a novice at dealing with legal affairs, it is better to depend on a lawyer to get your settlement claim after a car accident. Otherwise, you might get far less than what you deserve. A lawyer will advocate your case and negotiate with all related agencies while keeping your best interest in mind. For example, a San Antonio car accident lawyer can help you with your insurance claim after an accident. Here are five different ways that a lawyer can help you after a car accident.
Handling the Insurance Company
Claiming insurance after an accident might be a tricky business. As insurance companies are in the business for profit, they usually look for ways to make it difficult for you to receive the payment you deserve. However, a lawyer can help you get what you deserve and make the process easy for you. An expert lawyer can start a claim for your benefit by negotiating with the insurance company.
Investigation and Proving Liability
In some cases, the actual reason for a car accident might seem complicated. Many factors can contribute to an accident, making it challenging to find the parties at fault. A lawyer can help you find the main factors for the accident and pinpoint responsible parties. Determining the responsible party will help you build a reasonable argument and claim compensation according to your loss’s severity.
Determining the Medical Cost and Future Expenses
After a car accident, the victim gets compensation according to the severity of his injury. Finding out your injury’s real cost might include past and future expenses, loss of future income, suffering, and pain. A lawyer can estimate the actual value of your sustained injury by consulting with your doctor and taking into account all the accident-related costs. If you can’t project the exact cost, you will be under-compensated, which will be inadequate for your recovery.
Negotiating a Valid Settlement Claim
After considering all the factors, a lawyer can help you make a valid claim for your settlement. He can advocate on your behalf and negotiate with the insurance agency. A lawyer can make your case legally foolproof, so the responsible party can’t deny your claim. If you deal on your own, you might have to settle for less compensation for your loss.
Filing for a Lawsuit If You Need One
If your insurance provider is unwilling to pay a fair amount as a settlement claim, you can file a personal injury lawsuit against them. Hiring a lawyer can help you a great deal in this regard. If the insurance company is notified of the lawsuit, they might be prompted to offer you a faster claim settlement. If the insurance company still denies your claim or tries to under-compensate, your lawyer can take this matter to court to settle it.
When Should You Hire a Lawyer?
It is best to hire a lawyer immediately after a car accident, possibly the day of the accident or the day after. A delay in involving a lawyer might cause you to fall behind on your insurance claim. There are several legal deadlines that you have to meet. The sooner you can get a lawyer to help you, the better. Hiring a lawyer shortly after the accident will make things smoother. Collection of evidence, interviewing witnesses are better to be done within the first few days of the accident.
Complex Cases Where Only a Lawyer Can Help
There are situations where it is highly recommended to involve a lawyer. Some legal proceedings should only be dealt with by a legal professional. You should hire a lawyer in the following situations:
The Liability of the Accident Is Unresolved
There are cases where accidents result from the negligence of different parties such as another driver, car manufacturer, or road constructor. To dodge the settlement claim, they might blame one another for the accident. In such cases, you have no other options but to involve a lawyer.
If the Insurance Company Denies Your Claim
Insurance companies are experts at producing legal documents that might push you to accept less than you deserve. As a lawyer is familiar with these tricks, he is better suited to negotiate with the insurance company. In such cases, you should check the documents with a lawyer before signing any settlement contract.
If You Sustain a Major Injury
If your car accident spares your life but leaves you with terrible injury, you should seek legal advice for the insurance. It is as important as seeking the best medical assistance. As your medical bill gets higher, the insurance company will try to dig in and minimize your claim. To avoid being taken advantage of in this situation, hire a lawyer as soon as you can.
On a final note, hiring a lawyer after a car accident can be a lifesaver at one of the most difficult times in your life. By consulting with a lawyer, you will learn what legal rights you have and how to proceed with them. However, hiring a lawyer doesn’t mean your accident has to be a major one, or there will be long-winded consequences. A lawyer can act as a safety net in times of your crisis. Don’t hesitate to contact a lawyer if you need to after a car accident.