Pioneer in pre-paid programmes transforming the payment industry: Onbe

The Silicon Review

Onbe is a fintech that manages and modernizes business-to-individual disbursements, helping you pay the way the world is going: fast, convenient, and packed with choice. Onbe pioneered the concept of managed prepaid programs, forever transforming how organizations make business-to-individual disbursements at scale. Thousands of clients and well over $100B in payments later, Onbe continues to harness its innovative spirit and deep payments experience to serve companies ranging from mid-market to the Fortune 500.

Onbe believes that diverse people, ideas and perspectives are key to achieving great things. The team is comprised of the best minds in the payments industry, with heritage across a broad set of fintech, banking and technology backgrounds at top global companies.

Automotive Payment Solutions

From winning new customers with rebates and test-drive incentives to streamlining auto loan overpayment refunds and warranty payouts, you’ll be ready to take sales and customer service to the next level with Onbe Automotive Solutions. The world’s top automotive brands trust Onbe to make every payment experience fast, easy and engaging. Motivate your sales team and reward high performers with an automotive sales incentive program designed to increase sales and boost your brand. Drive sales with engaging, cost-effective incentives for test drives, new vehicle purchases, parts rebates, loyalty programs and scheduled services. Promptly handle automotive loan and lease overpayment with a convenient, compliant solution designed to deliver a positive customer experience while making your job easier. Whether you need to pay out claims for parts and repairs or deliver a prorated warranty refund, Onbe’s solution makes the payment process cost-effective and smooth.

Tailored Disbursement Solutions for Banks & FIs

Discover a better way to make disbursements such as overpayment refunds and appeasements—or add Onbe’s solutions to your stack to enable a full suite of payment capabilities for your end users. Onbe makes it easy for financial organizations to deliver modern payment experiences without the cost, risk or administrative burden of managing disbursements in-house. Streamline your appeasement process and deliver a payment experience built to maximize customer satisfaction. Swiftly deliver overpayment refunds with a convenient, compliant solution designed to offer the modern payment experience your customers expect.

Flexible Payment Solutions

Today’s workers want payment options as flexible as their lifestyles. Whether you’re compensating social media influencers or paying creative freelancers, Onbe’s disbursement solutions make it simple and cost-effective to deliver a payment experience designed for the future of work: fast, convenient and digital-first. Gig workers and contractors help keep your business running smoothly. Give them the modern payment experience they expect with a disbursement solution designed to maximize choice, speed and convenience. Flexible workers are a boon to businesses navigating a labor market in flux but most contractors say they aren't paid frequently enough. Learn what freelancers, contractors and gig workers expect from the payment experience and how to attract and retain the talent that's shaping the future of work.

Healthcare Disbursement Solutions

With Onbe’s disbursement solutions tailored to the fast-evolving healthcare industry, paying everyone from donors to research participants has never been easier. Partner with Onbe to create a digital-first, quick-to-market payment program designed to reduce your organization’s cost, risk and administrative burden. Create a seamless payment experience for your donors and participants with on-the-spot disbursement solutions that offer easy access to funds in your recipients’ choice of payment modality.

Maritime Payment Solutions

Pay maritime employees instantly and cost-effectively with a digital payroll solution designed for life at sea. Choose from flexible options including easy and immediate card spend, onboard ATMs, and fast global remittances with competitive FX fees. To ensure smooth sailing, Onbe handles everything from customer service to fraud protection. Empower your crew with instant, seamless access to their earnings. Onbe’s digital solution is designed to make payday better for them and simpler for you. Enable maritime employees to make and manage global transfers easily, cost-effectively, and on the go—directly from their mobile devices.

Telecom Disbursement Solutions

Motivate your sales team, incentivize your customers, and deliver fast refunds with disbursement solutions built to keep cost and complexity to a minimum. Your recipients will enjoy their choice of payment modality, including instant digital options. Onbe handles every detail from payment delivery and escheatment management to around-the-clock customer service. Pay sales reps quickly and efficiently with a sales incentives program built for telecom brands. Onbe’s solution offers everything you need to motivate your team and drive sales. Launch a quick-to-market consumer incentives program designed to help you win new customers, drive sales, and track your results. Build a better experience for exiting customers—and make your job easier by switching from check-based refunds to Onbe’s compliant, cost-effective refund solution.

Meet the leader behind the success of Onbe

Bala Janakiraman, CEO of Onbe, has over two decades of leadership in the payments and financial services industries and has led the delivery of data-driven payment strategies for partners and companies of all sizes, including across the Fortune 500. He has a proven record as an agent of change and value creation, deep expertise in the payments world and a passion for innovation. At Onbe, his primary focus is helping the team realize its full potential by aligning strategy, talent, culture and investments. Outside of work, Bala spends his time with family, developing his family’s charitable foundation, participating in community events advocating equality and protection for the vulnerable and using his good fortune to help the less fortunate.