Silicon 70 2018

The Only Payments Technology Platform That Unlocks The Full Potential Of Today’s Growth Markets: dLocal


“We are a different kind of payments company because winning in emerging markets requires a different approach.”

dLocal was started with one goal in mind – to close the payments innovation gap that exists between developed countries and emerging economies. It is 40% cross-border payments facilitator, 40% Technology Company and 40% emerging-markets localization experts. That means it is 120% dedicated to delivering a flexible, all-encompassing payments solution that unlocks new revenues and maximizes reach in growth markets. dLocal is incredibly honored to power growth for some of the most visionary companies in the world who inspire us to reach for the impossible every day.

While dLocal was born in Uruguay, it knew that local payment challenges extended well beyond the neighboring countries. Today, its payment coverage includes high-growth, emerging economies in LATAM, APAC, and the Middle East and North Africa. dLocal’s multicultural team is spread between offices in Uruguay, USA, Israel, Brazil and Europe, and it has boots on the ground in every country where dLocal process payments. dLocal is growing rapidly and excited about the future ahead.

The Only Payments Technology Platform That Unlocks The Full Potential Of Today’s Growth Markets

Reaching billions of emerging consumers in LATAM, APAC, Middle East and Africa requires offering hundreds of local payment methods, dealing with disjointed infrastructure, processing numerous currencies and expert knowledge of local laws.

Local Expertise – It's In dLocal’s DNA

dLocal’s payment solution was born in Latin America because it saw the problems with local payment acceptance first hand. It is uncompromising about developing deep local expertise on every new market it launches, incorporating local market insights into its solution and having boots on the ground in every market it supports.

Catering to local payment nuances is built into every aspect of dLocal’s platform — from country-specific payment methods and localized fraud detection, to multi-lingual support and same time zone customer service. Local cards, monthly installments, bank transfers, e-wallets, direct debit, cash payments — dLocal support them all. The more ways your customers can pay, the more chances you actually get to sell.

One platform – endless possibilities

Simplify market entry

Eliminate cross-border payment complexities and minimize operational costs with dLocal as your local merchant of record and emerging markets expert. Focus on your core business, while dLocal take care of all in-country payment operations, paying local taxes, and reconciling to you in USD or EUR.

Maximize revenue

Ensure the broadest reach and the highest acceptance rate by processing payments locally using dLocal’s trusted, mobile first, PCI compliant payments platform. Local cards, bank transfers, cash alternatives, and e-wallets — dLocal got it all covered.

Expand globally on your terms

With dLocal’s ‘One Platform, One Integration’ approach you always get access to all the countries, payment methods and conversion-boosting features that its platform supports. In just weeks, you can as easily launch in one country or in all of its markets across LATAM, APAC, and EMEA — it’s your choice.

CEO, Sebastián Kanovich’s Modern Technology Designed To Stay Ahead Of Tomorrow’s Needs:

“We are convinced that integration should be the simplest part of your multi-country expansion journey. That’s why we built our payments platform on ‘One API, One Integration’ principle. Whether you decide to expand one country at a time, go after a specific region or scale across several regions all at once, you’ll need to integrate with us only once.

dLocal is constantly adding new markets, payment methods, and conversion optimization tools to our stack. Our platform’s architecture is built on a series of interconnected microservices ensuring that updates are automatically propagated throughout the platform. That means you’ll always have access to our latest-and-greatest capabilities.”


“The core of our business has no borders. dLocal enhances that by making our payments operations borderless, as well. They’ve simplified our market entry and continue to support us in tackling local market complexities.”

  • Debora Pacheco, Regional Business Leader at LightInTheBox

“Latin America is a high-growth, yet nuanced and complex region for eCommerce. With dLocal, we have deep insights into our users’ payment preferences and are able to consistently optimize our offering country by country to maximize checkout conversions. We are quite happy with the results of this approach, which helped us to reach 35% YoY growth in the region. ”

  • Cristian Gallardo, Regional Manager for LATAM at Avast.

Greet the Leader

Sebastián Kanovich, Chief Executive Officer: Sebastián is a pioneer in emerging markets payments and the Chief Executive Officer at dLocal. He spun off dLocal from AstroPay in January 2016, creating the only 360 payments technology company which handles payins and payouts in emerging markets for some of the largest global eCommerce and marketplace companies. As the CEO of AstroPay, prior to dLocal, he grew the company into a premier cross-border payment-card provider that processed millions of transactions daily. Sebastián holds a Bachelor degree in Economics from Universidad ORT Uruguay. He also studied Entrepreneurship, Innovation and Management of Technology at Tel Aviv University, and completed a prestigious Endeavor Innovation and Growth Program at Stanford Graduate School of Business. He continues to be fascinated with how payments work around the world.

“We enable the world’s most innovative companies to reach their full potential in these high-growth markets by transacting locally with minimal operational exposure and maximum reach.”