Helcim, a Payments Company, Helps Fix the Problem of Small Business Owners by Providing a Simpler, Smarter, and Affordable Payment Experience

"We're relentless in our pursuit to raise the bar and deliver a service that redefines what a merchant should expect from their payments company."

Over the past few years, making transactions through debit cards or credit cards has been increasing among individuals because of being the convenient mode of payment. Payment processing solutions providers are the companies that help individuals and businesses to make transactions smoothly. They act as a mediator between the merchants, customers, and the financial institutions that process transactions. Payment processing solutions providers hold a crucial place in the global financial chain. Payment processing solutions include a number of steps and include different parties such as a payment processor, merchant or business, customers, payment gateway, bank, and merchant account. Behind every business, payment processing solution providers play a vital role. They ensure that transactions are carried out seamlessly to boost customer experience and improve business reputation. Moreover, in recent years, the increasing demand for online shopping using smartphones has enhanced the need for payment processing solutions for instant, secure, and easy payments all across the globe. When choosing a payment processing solution provider, certain things are important to consider such as fraud risk management solutions, enhanced customer service, flexibility in transactions, and tools to help business growth. Importantly, not all payment service providers need to process every type of transition.

Helcim is one such payment solutions provider leveraging Canadian and American businesses an opportunity to accept credit card payments at affordable and transparent rates. A wide range of online, ecommerce, cloud-based, mobile, and retail payment platforms allows the company to offer a total payments solution. The lack of cancellation fees, no monthly minimums & the removal of long-term contracts have made Helcim the preferred choice for credit card processing in 2021. It's the fair and transparent pricing structures that help Helcim build long-term relationships with each of their merchants, clients and partners. From putting their clients first and prioritizing their success, the company has built a strong reputation for trust, transparency, and excellent customer service. Merchants across North America, along with industry-leading publications, agree that Helcim provides peace of mind while helping you grow your business.

Helcim Card Reader – The Card Reader Made for Every Business

The Helcim Card Reader is easy to set up, even easier to use, and does everything you need it to do. You get low processing rates and complete transparency with their honest interchange plus pricing. With Helcim, you can say hello to the future of payment technology and say goodbye to outdated equipment and expensive leases. No need to buy expensive point-of-sale equipment or SIM cards. Whether at your checkout or in your pocket, the Helcim Card Reader connects to devices you already own. The Helcim Card Reader does everything a traditional credit card machine can do and more, with less headaches and at a fraction of the cost. Adding a printer is easy. Not only does the Helcim Card Reader easily fit in your pocket, but it also comes with a free countertop stand and is compatible with the OtterBox uniVERSE Case System for tablets and phones. The lightweight thermal printer connects via Bluetooth on tablet and mobile devices and via a USB connection for desktop users. With a built-in rechargeable battery, you can even take it on the go.

Helcim encrypts all sensitive merchant data and cardholder data using Advanced Encryption Standard (AES) with 256-bit keys. To meet PCI compliance requirements, all sensitive cardholder fields which are processed via the credit & debit card reader, including name, card numbers, expiry dates, and cardholder addresses (for AVS) are encrypted and securely stored. You can accept payments wherever your business takes you with the mobile card reader. You can connect the Helcim card reader to your mobile device via Bluetooth, or plug it in to your desktop. The card reader accepts payments by tap, chip and pin, or swipe.

Building a Better Payment Service

In-Person Payments: The Helcim Card Reader is EMV and NFC enabled, accepts all major credit and debit cards, and does everything a traditional credit card machine can do and more. The Helcim Card Reader is EMV and NFC enabled, accepts all major credit and debit cards, and does everything a traditional credit card machine can do and more. Let your customers pay with their card of choice, including Interac Debit and US Common Debit cards. Let your customers go contactless and pay in seconds by tapping their credit card, debit card, or smartphone with Apple Pay or Google Pay enabled. Helcim takes the stress out of accepting payments. Their honest and affordable Interchange Plus Pricing with no monthly fees means no surprises on your statements. The Helcim Card Reader is not your grandfather's credit card machine. It was designed to be set up by anyone in any business environment. At no extra cost, Helcim's all-in-one Merchant Platform gives you the latest technology and all the tools you need to get paid and grow your business. Deposits will appear in your bank account within two business days, depending on the time of day that your transactions are settled. Transactions processed over the weekend or bank holidays are initialized for deposit on the following business day. Your daily transactions are batched together and deposited to your bank account, net of processing fees.

Online Billing & Invoicing Payments: Helcim's complete payments solution allows you to get paid on-time with customizable invoicing, flexible payment request options, and an easy-to-use virtual terminal. With the Helcim Virtual Terminal, you can easily enter your customer's credit card information to bill them using only your computer, tablet or phone. Let your clients know when they have an outstanding payment by sending an email or SMS request. Once received, they can easily view their invoice and conveniently submit payment in a few clicks. Helcim gives you all the tools you need to automate your client billing and set up customized recurring payment plans. Easily add customers to create plans while providing convenience for all with a self-service customer portal.

Credit Card Processing: Whether you're just starting out or have already been taken for a ride by another processor, Helcim solves your payments problem with both in-person and online solutions. When processing credit card transactions, you shouldn't have to pay for security. At Helcim, their whole platform is PCI compliant at no extra cost to you. Signing up for a free Helcim account only takes a few minutes. With no complicated paperwork and easy online approval, your business can begin processing credit cards in no time. Go beyond credit card payments with Helcim without worrying about add-on fees and up-sells. Their tools are designed to be intuitive and easy to use, so you save time and build the business you want with just a few clicks. Your accountant will love Helcim. Sync your payments directly to Quickbooks Online, or export financial information by CSV to keep your books up to date.

International Payments: Scale your business. Accept payments from customers around the world with their built-in international payment options. Use your Helcim account to accept credit card payments from customers located almost anywhere in the world. Regardless of their own credit card's currency, they will be charged in your local currency, and you will receive the funds in your currency, without any conversions. Your customer's bank will process the conversion at the time of the transaction. These transactions are subject to their own Visa and Mastercard rates, called international interchange.

Point of Sale: Transform your workstation, tablet or smartphone into a fast and convenient point-of-sale that automatically tracks your inventory, transaction history, sales trends, and customer information. And of course, better payments are built-in. Automatically track your customer's purchase history, keep payment information on file for your regulars, and send digital receipts to minimize paper waste. Organize your product catalog however you want, add variants, upload images, and track your inventory across your locations. Inventory information syncs across all aspects of your account. Create an unlimited number of user accounts for your team and set unique user permissions to control what your employees can see and do. Log in to your Helcim account from anywhere to get valuable insights into your sales trends, best-selling items, and more. The Helcim Point-of-Sale lets you design your own checkout experience. Fully-integrated with the rest of your Helcim account, you can access all of your product information and serve customers faster.

The Pre-Eminent Leader behind Helcim's Success

Nicolas Beique is the Founder and Chief Executive Officer of Helcim. He is paving the way for Calgary’s budding IT industry by demonstrating that great startups can be developed and thrive in the city. Apart from being the founder and CEO of Helcim, he was the principal developer on Helcim Commerce, the company’s first software release. He was named to the Avenue Calgary Top 40 Under 40 class of 2019 for his achievements in the payment industry and Calgary’s tech sector as the EY Entrepreneur of the Year, being profiled as Top 40 Under 40 by Avenue Calgary (class of 2019), and Prairies Technology, overall category winner in the year 2018.

"We believe that by creating an easier, smarter, and more affordable payment solution, we can enable more businesses to get paid and grow. And when small businesses thrive, we all succeed."

"Big and small, our merchants help turn the wheels of commerce - and we're honored to be part of their success. It drives us to keep building better and better tools, so that we can continue to grow together."