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20 Fastest Growing Cloud Computing Companies 2015

Revolutionizing mobile commerce solutions: Mozido


Founded in 2008, Mozido is headquartered in Austin, TX, with offices in Latin America, Africa, Sri Lanka and Jamaica and seeks to create a mobile environment where payments, engagement, and rewards are integrated into one interoperable payment scheme that works with any device and operating system—setting the company apart from other singular-focused mobile payments providers. Mozido’s interoperable mobile ecosystem approach uniquely positions the company to offer mobile commerce services that bring safe, frictionless, and convenient mobile financial and retail options to both unbanked and banked consumers.

Mozido is positioned as a global mobile commerce platform that provides merchants, hospitality companies, CPGs, banks, and others with a mobile ecosystem for mobile payments, financial inclusion, and mobile engagement and rewards.

The only global mobile commerce company that is tackling mobile payments from an interoperable philosophy, Mozido is laying down the framework from a technological, regulatory approach that works with the specific region deploying the mobile payments solution. Once that framework is established, payments and loyalty services can be added in the place of, or in conjunction with, other payment methods. Mozido solutions meet the most stringent financial, card processing, and privacy requirements including annual audit and test for compliance with the Payment Card Industry Data Security Standard.

Differentiated Products and Services

“Mozido is proud to work with companies including Dairy Queen, Dunkin’ Brands, Harley-Davidson, Best Western, and the Jamaican Cooperative Credit Union League (JCCUL)”, says Founder and Chairman, Michael Liberty.

With clientele comprising of merchants, malls, banks and credit unions, government entities, retailers and quick service restaurants, Mozido has built a platform that transforms legacy processes like paying a bill, international remittance or paying a merchant, while providing useful analytics-based marketing for more convenient and cost-effective mobile services for consumers. Easily connecting to third-party services and becoming the flexible integration hub for timely delivery of the latest mobile services in a maturing mobile services market, Mozido’s mobile commerce solutions are white labeled and include mobile wallets, payments, mobile loyalty and engagement programs and work with virtually any POS system and SMS-enabled mobile phone.

Building a global presence

Since 2008, Mozido has invested in building a mobile transaction processing platform that is safe, scalable, responsive, and reliable as the current banking and card processing platforms.  To maintain their market leading solution, they continually invest in people and solutions with partners like Wellington Management and their $80M Q1 2014 investment in Mozido. As of the end of 2014, Mozido had capital investments exceeding $385M and is the world’s top funded private mobile payments company. Additionally, in Q1 2015, Mozido completed the acquisition of PayEase and the majority acquisition of CorFire, whose customer list includes many globally recognized MNOs.

The geographies in which it is currently active such as China, India, Jamaica, Africa, Australia, the United States, and Latin America, are areas that show great promise for mobile payments growth, which may be because of a population in need of more convenient and secure financial services, or because of the growing consumer base, etc.

Knowing the Key Executives

Michael Liberty Founder & Chairman of Global Strategic Initiatives

As a pioneer and visionary of mobile technology, Michael made his first investment in mobile in 1997 in a company, which formed the basis for what would later become Mozido Inc. As a result of his early vision, Mozido is recognized as a pioneer and global leader in cloud-based mobile financial services and commerce solutions.

Mike Love

Executive Vice President & Chief Strategy Officer

Mike is a global payment industry veteran with a 30-year track record, deep knowledge and unique expertise in developing and implementing advanced payment systems that have created significant value at several leading multinational corporations.

David Luther

Executive Vice President & Chief Business Officer

David is a proven entrepreneur and business leader with more than 30 years of experience driving business development for Fortune 500 and start-up companies including management leadership roles in successfully taking Internet banking pioneers S1 and Brokat public on the US NASDAQ and German Neuer markets respectively.

Ron Hynes – President

Global Markets

Prior to joining Mozido, Ron spent nearly nine years at MasterCard, most recently as group executive, Global Prepaid Solutions at MasterCard Worldwide.  At the center of this prepaid work was leading MasterCard’s financial inclusion agenda to bring financial services to 2.5 billion people globally with little or no access today.