The Silicon Review
Traditional banking methods—by branch, phone or ATM—haven’t been especially appealing during the past year. Banks limited their branch hours or closed branches, customer service call lines backed up and ATMs required you to venture out in public during a global pandemic. It’s no surprise that many banking customers have taken advantage of digital banking options over the past year. Digital banking also offers longer-tail conveniences, such as the ability to go cashless. Besides, digital banking also offers longer-tail conveniences, such as the ability to go cashless.
D3 Banking Technology is one such firm that provides institutions with digital banking solutions which are built using hundreds of banking services and features. It delivers banks and credit unions with the flexibility, scalability, and agility that are needed to compete in the modern digital banking landscape. By leveraging the D3 platform, financial institutions are increasing engagement, decreasing complexity, and innovating faster. Over 3 million users are currently enhancing their digital banking experience using D3’s technology.
Cutting-Edge Digital Banking Solutions Offered
Single CX / Multi-Form Factor: It allows the users to connect their entire digital banking customer experience across form factors with desktop, mobile web, iOS, and Android. D3 offers one experience, endless touch points with device-specific design requirements. It offers a single entry point backed by robust security for business banking clients, with robust entitlements capabilities that allow owners to determine who can access what accounts and what services while also setting thresholds for authorizations and approvals.
Intuitive Money Movement: Make an internal transfer in seconds, set up a new recipient for payment in a wizard flow, or head to Pay Multiple for a top down view of all your recipients and payment options for maximum control. In a consolidated and configurable view, users can manage their accounts transactions with contextual actions for accessing additional details and documentation. They can also track and change spending categorizations and provide a better view of financial spending. One can execute and measure personalized marketing campaigns targeting the needs of different segments. It also delivers the personalized experiences that users have grown to expect.
CX Tailoring: Utilizing D3’s proprietary application, one can control your internal resources can simply input your bank's digital brand equity and watch the UI come to life. Within minutes the digital banking application transform to the colors, logos, fonts and messaging that makes your CX unique. If the tailoring tools of Control don't fit your team's every need, the company allows for custom built extensions to further adjust UI elements. The extension model not only allows for UI tailoring but UX customization. Reimagine menus, user journeys and content strategy to create your own custom UX. Simply put, if you can imagine your UI change through CSS or JS, there is nothing holding you back from your desired UX.
Open APIs: The D3 Platform provides open APIs for all services that power their solutions. All APIs are native, well documented, and exposed for use in D3 solutions as well as for use by its clients so they can differentiate themselves. All APIs are controlled and published according to a release methodology that facilitates rapid deployment. D3 Solutions, Services and Features are supported by granular microservices architecture. This approach when combined with open APIs provides financial institutions with nearly limitless options to tailor and personalize the banking experience. Further, the granular nature of the microservices architecture compartmentalizes risk to the institution and the end-customer by relegating the impact of any system changes.
The Leader Upfront
Mark Vipond serves as the Chief Executive Officer of D3 Banking Technology. He is responsible for the strategic direction of the company as well as the executive oversight of sales and operations. Mr. Vipond has more than 25 years of experience in the software industry. He was president of ACI Worldwide, Inc., a provider of electronic payments and banking for more than 2,600 financial institutions, retailers, and processors around the world. At ACI, Mark was president of global product, senior vice president of consumer banking, chief operating officer, national sales manager, and vice president of the emerging technologies and network systems divisions. He is an alumnus of the University of Nebraska – Omaha with a degree in business administration