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March Edition 2020

Harbor West Commercial Lending: The future of commercial loans


Commercial loans are granted to a variety of business entities, usually to assist with short-term funding needs for operational costs or for the purchase of equipment to facilitate the operating process. In some instances, the loan may be extended to help the business meet more basic operational needs, such as funding for payroll or to purchase supplies used in the production and manufacturing process.

HarborWest Commercial Lending is a nationwide commercial mortgage brokerage and advisory firm based in Southern California. It represents commercial real estate owners, investors and business owners in the capital markets to arrange financing for their investment properties. The team maintains long-standing relationships with over 275+ commercial lending sources. The company leverages these relationships to ensure its clients are aligned with the most competitive financing available in the market for their unique needs. Clients also gain the benefit of experience and network to anticipate and solve any issues that may arise in order to secure a smooth loan process.

HarborWest Commercial was formed in 2017 by our Principal, Colin Dubel. After a successful early career at larger commercial real estate firms, Colin wanted to create a company that lived up to his standards and filled a large gap in the industry. The majority of the commercial mortgage companies in the industry with higher quality professionals and loan programs catered to larger companies and their transactions. Individual investors and family offices working on middle-market transactions were left to scattered banks with limited programs and unmotivated representatives, or a handful of commercial mortgage companies with narrow experience, reach or quality of work for these clients.

HarborWest Commercial Lending (HWCL) is a licensed real estate broker in the state of California (DRE #01907126) that offers nationwide mortgage consulting services. Client communication and recommendations are strictly consultative and based on our best efforts and experience. Any loan terms discussed by HWCL do not constitute an offer or commitment to lend – the final determination to lend and extended loan terms can only be made by third-party lenders after their full due diligence period.


  • Client consultation to review both property-specific and
    long-term financing goals
  • Real estate investment portfolio review and analysis to determine areas of
  • Tailored loan analysis reports on proposed financing as decision-making aids
  • Strategic assemblage and dissection of a complete lender presentation package
  • Arrangement and negotiation of best available commercial loan options in the market
  • Coordination of all involved parties and required documentation to the loan
  • Creative problem solving for all transaction issues that may arise during the loan process
  • Introduction to our professional network to maximize property cash flow and management
  • Broker review of all documentation, correspondence and final loan documents
  • Management of entire loan process and point of contact for post-closing questions


  • Select clients only - please inquire for details.


  • Select clients only - please inquire for details.

Meet the CEO Colin Dubel

Colin Dubel is the lead commercial mortgage advisor for HarborWest Commercial Lending. He is responsible for maintaining existing and cultivating new lender relationships, overseeing the arrangement and processing of client financing, and is the primary point of contact for new clients and lending consultations. Prior to forming HarborWest Commercial Lending, Colin was Associate Director of Charter Capital Group where he arranged financing nationwide for commercial and multifamily properties. He also held positions in asset management for Irvine Company, and at CBRE in both their market research and financial consulting groups for the Western Region. Colin graduated from the Business Economics program at UC Irvine where he developed the undergraduate real estate group for the university. He is a licensed and experienced real estate broker in California (#01907126) and an active member of the commercial real estate finance community including the National Association of Industrial and Office Properties (NAIOP) and California Mortgage Bankers Association (CMBA).

“We are proud to serve the commercial real estate investor community by providing the big company scope, resources and quality work one would expect, with the family office communication and client attention you deserve.”