A fintech that manages and modernizes business-to-individual disbursements: Onbe

The Silicon Review

Onbe, a pioneering fintech company, emerged onto the scene with a clear mission: to revolutionize business-to-individual disbursements by offering seamless, on-demand payment experiences. Founded on the principle of working "on behalf" of its clients, Onbe aimed to alleviate the burdens of managing payments in-house, providing a solution that was both cost-effective and efficient. The inception of Onbe marked the beginning of a new era in payment processing. Recognizing the growing demand for fast, convenient, and flexible payment solutions, the company pioneered the concept of managed prepaid programs. This innovative approach transformed the way organizations conducted disbursements at scale, offering a comprehensive solution that catered to the evolving needs of businesses worldwide. From its humble beginnings, Onbe experienced exponential growth, attracting thousands of clients and facilitating well over $100 billion in payments. This success can be attributed to the company's unwavering commitment to innovation and its deep understanding of the payments industry. With a team of seasoned payment experts hailing from diverse backgrounds in fintech, banking, and technology, Onbe was able to leverage a wealth of knowledge and expertise to drive its expansion and evolution. Onbe's success is its people-first approach. The company believes in the power of diversity, recognizing that diverse perspectives and ideas are essential for achieving greatness. As such, Onbe has cultivated a culture of trust, transparency, and inclusion, fostering an environment where employees feel empowered to contribute their unique skills and insights. With offices in key locations such as Chicago, Philadelphia, and London, Onbe has built a global team of 325 employees spanning 36 U.S. states and two countries.

Diversity, equity, and inclusion (DE&I) are core values at Onbe. The company is committed to promoting and celebrating diversity in all its forms, with a workforce that is 52% female and 36% BIPOC. Onbe understands that true innovation stems from embracing different perspectives and experiences, and as such, it remains dedicated to creating a workplace where all employees feel valued, respected, and empowered to succeed. As Onbe continues to grow and evolve, it remains steadfast in its commitment to delivering cutting-edge payment solutions that meet the needs of its diverse client base. With a focus on innovation, collaboration, and inclusivity, Onbe is poised to remain at the forefront of the fintech industry; driving positive change and revolutionizing the way businesses conduct disbursements on a global scale.

Custom-Branded Incentive Programs

Onbe's Custom-Branded Incentive Programs service stands as a beacon of innovation in the realm of payouts gateways, offering businesses a transformative way to inspire action, drive revenue, and foster loyalty among their customers and workforce. With a comprehensive suite of offerings tailored to various needs, Onbe empowers organizations to craft engaging experiences that resonate with their audience and deliver tangible results. Consumer Rebates & Loyalty Programs lie at the heart of Onbe's incentive ecosystem, providing businesses with a powerful tool to grow their brand and enhance customer loyalty. From enticing product and service incentives to enticing rebates and refer-a-friend promotions, Onbe enables businesses to create immersive experiences that incentivize desired behaviors and drive repeat engagement. Similarly, Sales Incentives play a crucial role in motivating sales teams and driving performance. Onbe's platform offers a seamless way to deliver instant rewards, spiffs, bonuses, and other incentives, empowering businesses to keep their Salesforce motivated and focused on achieving their goals. Employee Rewards & Recognition are also integral components of Onbe's offerings, allowing businesses to boost morale, enhance performance, and improve retention rates. With personalized payments for employee rewards, incentives, awards, and holiday gifts, Onbe helps organizations foster a culture of appreciation and recognition within their workforce.

One of the key differentiators of Onbe's Custom-Branded Incentive Programs is its emphasis on delivering custom-branded experiences. By incorporating branded touchpoints into the incentive programs, businesses can enhance engagement, build brand loyalty, and drive spend-back through special offers and promotions, creating a cohesive brand experience that resonates with recipients. Moreover, Onbe's payouts gateway offers a wide array of popular payment choices, including instant digital payments, ensuring that recipients have access to their incentives in a manner that suits their preferences. This flexibility enhances the overall user experience and increases the likelihood of engagement and redemption. To further optimize the effectiveness of incentive programs, Onbe provides businesses with valuable sales and marketing insights. Through comprehensive program performance tracking, businesses can gain actionable insights into the effectiveness of their incentive offerings, identify areas for improvement, and refine their strategies to drive sales and engagement.

Onbe's commitment to providing a seamless and hassle-free experience extends to its full-service program management. From handling fraud and compliance to offering 24/7/365 customer service, Onbe takes care of the complexities, allowing businesses to focus on their core operations while entrusting their incentive programs to capable hands. Testimonials from satisfied clients, such as Christine Styles, Director of PMO at ChannelAssist, attest to Onbe's dedication to customer satisfaction and its ability to deliver exceptional experiences consistently. Onbe's Custom-Branded Incentive Programs service serves as a gateway to engaging payment experiences, offering businesses the tools and expertise they need to drive revenue, foster loyalty, and achieve their business objectives effectively. With its innovative approach, comprehensive offerings, and unwavering commitment to customer success, Onbe is poised to remain a leader in the incentive programs landscape for years to come.

Meet the leader behind the success of Onbe

Bala Janakiraman, CEO

Bala has over two decades of leadership in the payments and financial services industries and has led the delivery of data-driven payment strategies for partners and companies of all sizes, including across the Fortune 500. He has a proven record as an agent of change and value creation, deep expertise in the payments world and a passion for innovation. At Onbe, his primary focus is helping the team realize its full potential by aligning strategy, talent, culture and investments. Outside of work, Bala spends his time with family, developing his family’s charitable foundation, participating in community events advocating equality and protection for the vulnerable and using his good fortune to help the less fortunate.