The World’s Mobile Capture & Identity Verification Leader: Mitek Systems

The Silicon Review

'Helping you optimize the mobile user experience.’

Mitek is a global leader in mobile capture and identity verification software solutions. Mitek’s ID document verification allows an enterprise to verify a user’s identity during a mobile transaction, enabling financial institutions, payments companies and other businesses operating in highly regulated markets to transact business safely while increasing revenue from the mobile channel.

Mitek also reduces the friction in the mobile users experience with advanced data prefill. These innovative mobile solutions are embedded into the apps of more than 5,400 organizations and used by tens of millions of consumers daily for new account openings, insurance quoting, mobile check deposit and more. Founded in 1985, Mitek is headquartered in San Diego, California, with offices in London and Amsterdam.

Achieve trust and compliance in the digital channel with ID verification: Mobile Verify™

Mobile Verify™, Mitek’s ID verification solution, is used by financial services organizations and leading brands across the globe to create trust in the digital channel for safe onboarding, fast money movement, and user authentication. Digital leaders trust identity verification with Mobile Verify™ because of its proven, customer friendly user experience and because it keeps them in compliance with ever increasing Know Your Customer (KYC) and Anti-Money Laundering (AML) regulations. Mobile Verify™ ID verification can be integrated into mobile apps, mobile websites, and desktop applications and to be used by employees for assisted service on tablets.

Global ID verification: Mobile Verify™ completes the industry most comprehensive checks. It evaluates the document to determine its authenticity and if it has been altered in any way.

For U.S. driver’s licenses, only Mobile Verify™ has the ability to find and decode enhanced security features. When this feature is found, a document is 100% authentic. These security features cannot be read by other ID document verification solutions.

Clear actionable results: When a document is authenticated by Mobile Verify™, it is a genuine government-issued identity document. If fraudulent, it is immediately rejected. Documents that are suspicious are returned with warnings indicating that additional checks on the consumer are required.

The Most Trusted mobile OCR for data pre-fill: Mobile Fill™

Mobile Fill™ is solving mobile application form abandonment for banks, credit unions, lenders insurance companies, healthcare service providers and others with the industry’s most powerful mobile data pre-fill. A great user experience begins with Mitek MiSnap™, mobile data capture. Then Mitek uses its patented machine learning science to deliver exceptional data extraction and pre-fill.

Turn your customers’ smartphones into a document scanner: Mobile Docs™

Mobile Docs’ advanced mobile scanning enables consumers to submit scanner-quality trailing documents using their mobile device camera. Insert Mobile Docs into your mobile on-boarding process to make document submission fast and easy.

The world’s leading mobile remote deposit capture solution: Mobile Deposit®

Mobile Deposit® is the market-leading mobile remote deposit capture (mRDC) solution for retail financial institutions, brokerages, and prepaid card providers. Our patented, award-winning technology has been licensed by more than 5,200 financial institutions and is loved by more than 70 million consumers.

An integration-ready SDK for your mobile banking app that empowers users to capture multiple checks in a “Snap”: MiSnap Multi-Check Capture™

MiSnap Multi-Check Capture™ is an SDK of app functionality, ready to drop in to your mobile banking app, that facilitates lightning-fast capture of multiple checks in one deposit session. Built on our proven MiSnap™ document capture technology, it is ready to interface with any item processing back end, and leverages your existing investment in Mobile Deposit® processing infrastructure.

Mitek’s MiSnap™, the company’s advanced auto capture experience, makes check capture effortless. The consumer simply holds their mobile device over the check and MiSnap™ automatically captures a usable image. Easy image capture means first time users are successful generating more usage and better reviews of your app. For the bank, Mitek’s MiSnap™ mean less images are flagged for review.

Great Mobile Capture Key to Success: The key to successful mobile check deposit, data pre-fill and identity document verification is the quality of the image capture. Mitek’s MiSnap™ enables every user to capture a quality image – the first time, every time.

Invoice and check capture at point of presentment: For businesses on the move, instead of waiting to return to the home office or bank to deposit check payments, an employee can snap a photo of a check and the associated invoice, for an instant deposit from anywhere, without full access to corporate accounts. Depositing check payments at point of presentment provides faster access to funds, reduces their days sales outstanding (DSOs) and eliminates the tedious manual processes typically associated with matching and posting payments.

“We optimize the mobile user experience for more than 5,000 financial services organizations and leading brands across the globe.”

Meet the Master

James B. DeBello, CEO, President and Chairman: Jim introduced and championed Mobile Deposit® for which he is co-inventor of five patents. With the success of Mobile Deposit, Jim has become a Fintech visionary and is leading ongoing innovation in mobile imaging for financial transactions. Prior to Mitek, Jim led Qualcomm’s Internet Service division and built several successful startups. He holds a BA and a MBA from Harvard University and was a Rotary Scholar at the University of Singapore where he studied economics and Chinese.