Streamlines all customer and employee interactions within a single cloud-based Bank Operating System: nCino

nCino was started in 2012 by a team of bankers and entrepreneurs who found the commercial lending process to be inefficient and time-consuming. Led by James (Chip) Mahan III, Chairman, and CEO of Live Oak Bank, this team recognized the need for a single, comprehensive and secure cloud-based solution that would enable the bank to increase transparency, efficiency, and profitability while ensuring regulatory compliance. The nCino Bank Operating System filled that void at Live Oak, and soon attracted interest from other financial institutions.

In the years following, nCino experienced significant growth as financial institutions of all sizes began using the Bank Operating System to solve challenges and deliver shareholder value. Wellington Management, Insight Venture Partners and Salesforce Ventures, among others, invested in nCino to support the company's rapid growth. In addition, top systems integrators and technology service companies including Accenture, Deloitte Digital, and PwC partnered with nCino to help implement and deliver the Bank Operating System to large-scale financial institutions.

Today, over 150 banks and credit unions of all sizes and across multiple countries use nCino's Bank Operating System to deliver the speed and digital experience that customers expect, backed by the quality and transparency that bankers need. More than 350 passionate, dedicated employees fuel nCino's laser-like focus on customer service and product innovation. nCino's success has been well documented through numerous accolades including being named one of Forbes' Most Promising Companies in America in 2015, one of the Top Company Cultures by Entrepreneur Magazine in 2016 and 2017, and earning a place on the Inc. 500 list of America's fastest-growing privately-held companies for two consecutive years in 2016 and 2017.

nCino’s End-to-End Solution

Created by bankers for bankers, nCino's Bank Operating System enables financial institutions of all sizes to succeed in today's competitive environment.

A Revolutionary Bank Operating System

As a secure cloud-based solution, the nCino Bank Operating System empowers bank employees and leaders with true insight into the bank through an end-to-end solution combining customer relationship management (CRM), loan origination, workflow, enterprise content management, and instant reporting capabilities. nCino integrates with the bank's core and transactional systems while replacing point solutions and manual-based processes. Designed by bankers who understand how financial institutions operate, nCino delivers ROI by:

• Driving revenue growth and efficiency
• Expanding customer relationships
• Improving regulatory compliance
• Enabling data analytics and business intelligence
• Attracting and retaining top talent
• Delivering a true competitive advantage

Real Value, Real Results

nCino enables financial institutions to operate more efficiently, while also delivering greater shareholder value and exceeding customer expectations.

Profitability

Through increased loan volume, reductions in loan closing times, and freeing up employees to focus on relationship-building and revenue-generating activities, nCino gives banks a true competitive advantage. Use the ROI calculator to see how nCino can help the institution achieve:

• 17% reduction in operating costs
• 19% increase in revenue
• Stronger customer relationships
• Greater competitive advantage

Efficiency

nCino drives increased efficiency by removing duplicate data entry, eliminating paper files and increasing transparency and collaboration among employees and other bank stakeholders.

• Increases accountability
• Reduces regulatory prep time
• 22% increase in staff efficiency
• Customized for each bank

Safety and Soundness

nCino acts as a risk mitigator and early warning system through reductions in policy exceptions, loan loss provisions, regulatory exam preparation, as well as through increasing operating transparency at all organizational levels and across all lines of business.

• Reduces regulatory disruption
• Monitoring tools reduce risk
• Detailed and in-depth reporting tools
• Ensures regulatory compliance

Digital Engagement

nCino provides digital engagement between the banker and the customer through a single, secure, cloud-based platform. The Bank Operating System can be accessed anytime, anywhere, from any device, providing a seamless experience for all users.

• Increases customer engagement
• Enhances communication
• Increases cross- and up-sell opportunities
• Personalizes each customer's experience

Data Analytics

nCino integrates with core and point systems within a financial institution, centralizing data and providing detailed dashboards and reporting. Delivering data intelligence across all business lines with easy-to-view pipeline analytics, nCino is the single source for executives to view and manage bank operations.

• Create meaningful real-time reports
• Monitor and analyze performance across the bank
• View loan pipeline at all levels of the organization
• Reduce regulatory prep time and enhances compliance

Simplicity

Through ease of integration that does not disrupt the bank or affect the core, nCino consolidates multiple banking systems into one platform and delivers an intuitive software interface for the way in which today's banks operate.

• Quick view dashboard
• Core independent
• Consolidates data services
• Industry-leading implementation times

The nCino Culture

nCino's mission is to transform the financial services industry through innovation, reputation, and speed. Since 2012, nCino has built a strong brand and reputation as one of the fastest-growing financial technology companies by hiring the right people, continually innovating and enhancing the product, and providing unparalleled customer service. Every person at nCino brings a unique variety of knowledge, skills, and experience to the team and nCino’s culture is one of its most important measures of success.

Hello Chief!

Pierre Naudé is the Chief Executive Officer of nCino. Pierre Naudé played a key role in the founding of nCino and oversees all aspects of the organization including strategy, sales, marketing, professional services, customer support and product engineering. Under his leadership, nCino has become one of the fastest growing financial technology companies and has been featured in top publications including Forbes, Entrepreneur and American Banker. Named a 2015 Innovator to Watch by Bank Innovation, Pierre has over 30 years of financial technology experience, previously serving as divisional president of community financial at S1 Corporation. He holds a bachelor's degree in finance from Upper Iowa University.

"If we create the right culture and take care of our people they will be passionate about their jobs and committed to nCino's long-term success."